Springboard Savings® Account interest rates
Get 4.00% bonus interest on top of the regular interest rate for a total of up to 4.60%1 interest on new deposits until September 30, 2026.
| Deposit amount | Interest earned |
|---|---|
| $0 - $4,999.99 | 0.20% |
| $5,000 - $249,999.99 | 0.50% |
| $250,000 and over | 0.60% |
Boost your savings instantly. The Springboard Savings Account offers a competitive interest rate and total flexibility with zero monthly fees. Apply online in minutes and start earning interest on your money.
ATB Climber Savings Account™ interest rates
The longer you save, the more your interest rate climbs. Earn a premium interest rate in addition to the base interest rate the longer you keep the funds in your account.
For a limited time, eligible clients can get 4.00% bonus interest on top of the regular interest rate for the first 90 days, for a total of up to 4.50%2 interest when they open an ATB Climber Savings Account until September 30, 2026.
| Base rate | 0.30% |
|---|
| Premium period | Interest earned |
|---|---|
| 0-29 days | 0.00% |
| 30-89 days | 0.20% |
| 90-179 days | 0.25% |
| 180-269 days | 0.40% |
| 270-359 days | 0.50% |
| 360 days and over | 0.60% |
Perfect for an emergency fund or saving for a major purchase. The ATB Climber Savings Account offers the flexibility to access your money whenever you need it while building long-term stability. Open online today and experience growing interest with no monthly fees and the freedom to reach your goals on your own terms.
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The bonus offer is available on net new funds deposited into a new or existing Springboard Savings Account between July 6, 2026 to September 30, 2026. The bonus interest rate will be calculated on the daily closing account balance and paid out monthly on net new balances. Tax implications may be associated with this offer. This offer is subject to change without notice and cannot be combined with other offers. Only up to $1 million dollars ($1,000,000) of new funds deposited will be eligible for the bonus interest.
Net new funds refers to the net increase in the account's balance resulting from deposit and withdrawal activity occurring exclusively during the campaign period. Additional contributions/deposits can come from a different ATB account type or by transferring funds from another financial institution. Funds transferred between Springboard Savings accounts may not be eligible for the bonus interest offer.
The up to 4.60% interest rate is the combination of the base interest rate of up to 0.60% on a Springboard Savings Account with the 4.00% bonus offer on net new deposits.
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Clients are entitled to the Welcome Bonus interest rate offer if they meet the following criteria:
i. The Welcome Bonus interest offer is limited to one account per client.
- If a client has both a sole and a joint account, the account opened first will receive the bonus.
ii. None of the account holders must have held (either individually or jointly) any of the following accounts within the last three years from your first eligible account opening:
- No Springboard Savings Account in the last 3 years.
- No ATB Climber Savings Account in the last 3 years.
The Welcome Bonus interest rate will be calculated on the daily closing account balance and paid out monthly to the account. Tax implications may be associated with this offer. This offer is subject to change without notice. The welcome bonus offer is available between July 6, 2026 to September 30, 2026.
Interest is calculated on the daily account closing balance and paid monthly on the last day of the month. Interest is paid in the same currency as the account. Interest rates are calculated on a per annum basis. Interest rates and balance tiers are specific to each account type and are subject to change at any time without advance notice.
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Springboard Savings is a registered trademark of ATB Financial.
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ATB Climber Savings Account is a trademark of ATB Financial.